Our Experience
Merixa is built on practitioner experience of +30 years across financial reporting, internal controls, governance, credit risk, working capital, transformation, and cross-border finance environments.
The experience ensured commercial asset stewardship of €50bn+
Merixa’s advisory approach is informed by practitioner experience across Eurostoxx 50 & LSEG listed groups, Banking environments, and cross-border finance structures with significant reporting, audit, transformation, product & project development, control, credit, and governance exposure.
For VakifBank, agribusiness banking department was established. The engagement involved analysing seasonal industry requirements, drafting governance structures, and customising bespoke credit scoring systems. The result was a fully operational division integrated with institutional risk controls and standardized headquarters protocols.
Project: Agribusiness Banking
For Okarno, the improvement of internal control compliance within financial and management reporting activities drove a significant transformation. This structural refinement led to an audit rating upgrade from D to B and secured an internal client satisfaction score of 9/10 for enhanced visibility and reporting accuracy.
Project: Internal Controls
Working closely with the SAS team, we led the business analysis, design, and testing of complex decision trees and Early Warning Systems (EWS). Our work focused on optimising the restructuring processes for overdue commercial loans by developing robust data dictionaries and automated decision-making logic, ensuring high-accuracy data flow to core banking interfaces. End-to-end transformation of commercial credit infrastructure established for Banking client.
Project: Financial Transformation
For Saint-Gobain, a bespoke credit framework was designed to align aggressive commercial targets with disciplined risk management. This strategic balance ensured improved IFRS 9 compliance, maintaining the overall bad debt ratio below Finance leadership target while successfully supporting the transition to new business objectives.
Project: Working Capital